Qualifying Debt Includes:
 Credit Cards
 Retail Store cards
 Gas Cards
 IRS Tax debts
 Medical Bills
 Judgments
 Personal Loans
 Pay Day Loans
 Auto Repossessions
Non-Qualifying Debt Includes:
 Home/Real Estate Loans
 Auto Loans
 Student Loans
 Other Secured Loans or Debts
  Non-Qualifying Debt Includes:  Home/Real Estate Loans  Auto Loans  Student Loans  Other Secured Loans or Debts
Resources: DnB| NFCC | CCCS | Debt Relief Article